HeStallMent invoice

HeStallMent Invoice that allows customers to pay in multiple installments through supported payment methods. This endpoint includes customer details, total amount, installment configurations

POST
/api/v1/invoice/emi
AuthorizationBearer <token>

Pass access token obtained from login endpoint

In: header

Header Parameters

accessCodestring

Pass the merchant access code issued by Hesabe

Acceptstring

application/json

Content-Typestring

application/json

datastring

Convert payload JSON object to encrypted string and send it to the server

Sample Encryption and Decryption Process:

The following steps demonstrate how to integrate with this API using sandbox credentials.

Step 1: Create JSON Object

{
    "merchantCode":"842217", // Merchant code
    "invoices": [
        {
          "amount": "150.000",
          "expiresAt": "2026-12-12",
          "referenceNumber": "8849404",
          "merchantCode" :"842217",
          "invoiceType": "0" , // Invoice type "1" for SMS invoice and "0" for URL sharing 
          "invoiceSubType": "3", // "0" - SMS , "1" - WhatsApp, "2" - Email, "3" - URL
          "language" : "en", // "en" for english , "ar" for arabic
          "description": "test",
          "customerName": "Mohammed",
          "mobileNumber": "66666666", 
          "countryCode": "965",
          "customerEmail": "test@gmail.com",
          "allocatePayType":"1,2" // (Eg - "1" KNET, "2" - MPGS etc)
        },
        {
          "amount": "150.000",
          "expiresAt": "2026-11-12",
          "referenceNumber": "88445604",
          "merchantCode" :"842217",
          "invoiceType": "0" , // Invoice type "1" for SMS invoice and "0" for URL sharing 
          "invoiceSubType": "3", // "0" - SMS , "1" - WhatsApp, "2" - Email, "3" - URL
          "language" : "en", // "en" for english , "ar" for arabic
          "description": "test",
          "customerName": "Mohammed",
          "mobileNumber": "66666666", 
          "countryCode": "965",
          "customerEmail": "test@gmail.com",
          "allocatePayType":"1,2" // (Eg - "1" KNET, "2" - MPGS etc)
        }
    ]
  }

Payload Details

Contains the list of parameters and their corresponding values required to make the API request.

Field NameDescriptionRequired
merchantCodePass the merchant code provided by HesabeYes
mobileNumberPass the customer mobile numberYes
customerNamePass the customer nameYes
amountPass the invoice amountYes
countryCodePass the mobile number country codeYes
invoiceType"0" - URL sharing, "1" - SMS invoiceYes
invoiceSubType"0" - SMS, "3" - URLYes
allocatePayTypePass the selected payment method numbers (e.g., "1,2,5,10") based on the Hesabe payment gateway subscription. Refer to the “List of Payment Types” table below for detailed information 👇Yes
expiresAtPass invoice expiry date "YYYY-MM-DD"Yes
customerEmailPass customer email addressOptional
languageDefalut is "en" and for arabic invoices "ar"Optional
descriptionPass invoice description detailsOptional
itemsListPass product details in array of objects, products total amount should not be less than total invoice amount. Check below for more details 👇Optional

Sample "itemsList" payload

[
  {
    "itemTitle": "Iphone", // product name
    "rate":"120.000",  // unit amount
    "quantity": "1",  // product qty
    "amount": "120.000" // Final amount
  },
  {

    "itemTitle": "Iphone 13", // product name
    "rate":"160.000",  // unit amount
    "quantity": "1",  // product qty
    "amount": "160.000" // Final amount
  }
]

List of invoice sub types

TypesDescriptionValue
SMSSend an invoice link to the customer via SMS"0"
URLCopy and share the invoice link through any platform"3"

List of payment types

Payment Method TypesValue
KNET"1"
MPGS"2"
CYBS"5"
AMEX"7"
MPGS AMEX"8"
MPGS Apple Pay"9"
CYBS Apple Pay"10"
KNET Debit Apple Pay"11"
KNET Credit Apple Pay"12"
KNET Apple Pay International"13"
AMEX Apple Pay International"14"
Google Pay"16"

Step 2: Convert the JSON object into an encrypted string format and post to Hesabe

{
    "data": "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"
}

Step 3: Receive encrypted response from Hesabe:

{
  "response": "60a8f6241932227b840a9f5e36987f4d894e5813e1ec714a9f1093832ea77937e62bab06bd7f6d1f6c96864648eb00dab19d8a3cf8fcbe02ca678f6459ffa0801f57243bec0a13f37136aae4a5519e582af9763088df7eb8829a0712fb8977467a9b76ad2758937c44c89ff97c8e33630a30a160bcf1558d50c3103e7c1f86140dbbfea3affb7d1f3082510e7cee387c7aec5c178fab8c2b072965450e8f8dfc2f88f19fdbe7cbc85687f7542ba3e7c72d21bd907fd8fe58307355fc1051dc83031cdf7d1148a1ca7c0f9dd57b7ce04fea6cbc14542cd4f5adf1c6a6abe349e1d47d8476ff29d8fd53e9abeaf6ba12562a2fcc72353d80c20282b3b19b8f04868686dc0eb2b51a4a6316c5caa17e97befa1de5d0c068d59c9aaf441b94d59d807089dbdee5f054657043f278b8669f2416fae114c3977622588568464be289002c1c9d42032bf395927613232a30826a65b78140a8a0c756e2b148155293de3a43615bdad7c4d6429a6d435ae22f2c8338363f21f98569213939ec1895dca8aed2484d140a8fa706a500db5b1ff23c9cac1c2ebd09c66f9595442a0674aa24e81ff1b256c30c42fc7a41c7a3583ad42824a76a2a79a7d3656fff05384c0eb3aeca5cc905bb6d8a9675357bf45eb6787b1528c5093308ac40cdd843b6f25d31181db4359276f929134986236a47188a65afc7aee39f0ba755033cbdec65b7036074adceede2fa9e661271d66b9c2dc7c5cfe119bd0480d26062e374e3ba8dab591ea5d1be5c65fc17258bb11a1992f9cb4b6396a293b5eb73dd9f71fefaadcac927c88afe9abf389334fdd01fdd9681b8cc5cb3ccd87c47dd6098087abd71d781e35e73abecad2d05f3fb2c6a9d664c7c71bbcff1a6e9ee4835dfec816c00170398a9ef4868f870b519407d4488c27c50cf21fd4685f24781180b4eefec09c9f45712400545dabaf4a06ddd015ff918454fbd15c01652eedf1f0b653db7c81d8491f1477520b031a0d0171e34e317d4d65798e2b29aa4ed09110f22eea45600ae85981b3a4d07566d28a92e028084e3ba45893417dae26f35b556d70a5caa6bf0bf9888c99e090376d1f0991f5b7af2fe82db717dd9349b4a38dfb8845d608aae9a518adf1d9c9206591be1b76cfaff34cf2c8b611f07e9f2e05baa35c5866e4abe943f073f6352f104c5693cefedb90833b77d99172f32f5979020677fbfccc58a9c21abd4ba0797d269595e546b77393a89b5de66507c690c38628274f6697eceede7678b55f783f9b273202403069368850cc210172c397c0acfe7fe08667ec9f86774a757eab6f75e431df9b200a88d795c5ba639d3eb975c1213db3cea1bbef481d12b435dd245213c61a96aa9b35146553bbd5cbe68b902d18ea7ae845c33d1a1f35cb679066d8c36b2cac3897b66e87d8b2c2c8173fff41c8182aa294ca24b0474064dc97a204f9d8de9bf298db2348a02e045685a61e45a4b87bb46adae80a05df58abb2b6f63cdcc0f5e8d51edc65fbc1811e765d0ecba7040131d4de313196a325aa3d7a3a0e31fa42f347dd9f32c31fc2e71fdbf5064176d5c1fb8a40f682197d558fd28f077378b322f6f1e8fc7793b724056b983bfda4cd35165929b50cfca2a44a7b208bbd50c8241ae0504f350c12f52996ea822694eca8ef0505aca084a030d6ce9e492aa5b4032f6fb5f583bdff08d215dedab106751b2ada5614873321d817a367cdf4b2f25cc2356a6164e2d47a352cdbfa40bb1d0ca025347ec9490356dc16959592b8edf85dafe574bb9ffee75e9c06b9cfdf09891606462bd2d69701ecdd8526ac0d2297fd743c564beafdda2ee1e232f558e9a2feed929d0e96534aaf50e048ad181b2f95fc3d3ac05d646121663b773111c5318bbf311088946a204491a526b70b241f5c0ac96c82d312a414b6e0b8c7893301e54b9ccbeae0203d3b71354455b7ce68d619d371dc7114a87e98b693b4f44190d1c17da51e86a079071c7855e6ae9817bd92b0c2c37c358d2df11f60f8db63eac82ce0abc85d0e870d8b4c6ef6df0b585f324098e04044313a8dd401dd2c64d2965f063c33052ec4bbd2e62f140b34ddc6ab6604c1e65d0f3e13bc0b194a6e2f5c5f20d1daa73dce58afd62d7e2604e3a2b73c2194c4cb5d54a9b1bc3e7c0971ccd5c9301c5d339ccf749f81dfeb3de07b4dbd04e953fb55fa34f9ad472eef17a2022f0b2616933075ce45d57c829a1ce7bc161793815363bbcc99363230a4677ba1d696758b21fb5f7261f29b60a28a273bb932a364dbd1d7c68734ace77ba1c9f56f38e94490c839c5ca44c4572d7018a668bb31bd512c2c9c7af75cc8aa111d717743b2b81c1836ea5804c710157f65ef0505c2950e20aa8ec612e02af90e2285dea2ed11cf5bfb565d5a8bf63753655bcc39d3f552759ed42dc84bb0896604a265074d4fe9c694915db464e350896737f7f97c05f1f48b00e12159f9e1d4bcd01b84fedda6ce0705415b0aed9d55d7d841640c7be178d2f39f2073e141ecd2589fc1b74d013b448c692fe134895d2200859cc91804b9d5b8d6541a5962ac81b"
}

Step 4: Decrypt the api response and view the JSON output

{
  "status": true,
  "message": "Invoices processed successfully.",
  "response": [
    {
      "id": 14736,
      "invoice_type": 7,
      "invoice_sub_type": 3,
      "token": "8417599096009484213",
      "access_key": "96W66QR9",
      "split_access_key": "SP96W66QR9",
      "merchant_id": "84",
      "reference_number": "8849404",
      "amount": "150.000",
      "service_charge": "0.000",
      "payment_method": [
        "1",
        "2"
      ],
      "discount": "0.000",
      "description": "test",
      "sms_response": "",
      "invoice_status": 0,
      "subscription": null,
      "sms_status": 0,
      "url_status": 1,
      "visited_count": 0,
      "country_id": 11,
      "created_id": 84,
      "language": "en",
      "expires_at": "2026-12-12",
      "attachment": "",
      "url": "http://demo.hesabe.com/s/96W66QR9",
      "spliturl": "http://merchant.hesbstaging.com/sp/SP96W66QR9",
      "created_at": "2025-10-08 10:46:40",
      "updated_at": "2025-10-08 10:46:40",
      "en_sms": "",
      "ar_sms": "",
      "customer": {
        "name": "Mohammed",
        "email": "test@gmail.com",
        "phone_number": "96566666666"
      },
      "created_by_merchant": {
        "id": 84,
        "name": "test"
      },
      "products": [],
      "transaction": null
    },
    {
      "id": 14737,
      "invoice_type": 7,
      "invoice_sub_type": "3",
      "token": "8417599096009374777914",
      "access_key": "977YYQQ9",
      "split_access_key": "SP96W66QR9",
      "merchant_id": 84,
      "reference_number": "88445604",
      "amount": "150.000",
      "service_charge": "0.000",
      "payment_method": [
        "1",
        "2"
      ],
      "discount": "0.000",
      "description": "test",
      "sms_response": "",
      "invoice_status": null,
      "subscription": null,
      "sms_status": 0,
      "url_status": 1,
      "visited_count": null,
      "country_id": 11,
      "created_id": 84,
      "language": "en",
      "expires_at": "2026-11-12",
      "attachment": "",
      "url": "http://demo.hesabe.com/s/977YYQQ9",
      "spliturl": "http://merchant.hesbstaging.com/sp/SP96W66QR9",
      "created_at": "2025-10-08 10:46:40",
      "updated_at": "2025-10-08 10:46:40",
      "en_sms": "",
      "ar_sms": "",
      "customer": {
        "name": "Mohammed",
        "email": "test@gmail.com",
        "phone_number": "96566666666"
      },
      "created_by_merchant": {
        "id": 84,
        "name": "test"
      },
      "products": [],
      "transaction": null
    }
  ]
}

Response Body

application/json

application/json

application/json

const body = JSON.stringify({  "data": "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"})fetch("https://merchantapisandbox.hesabe.com/api/v1/invoice/emi", {  method: "POST",  headers: {    "Content-Type": "application/json",    "accessCode": "c333729b-d060-4b74-a49d-7686a8353481",    "Accept": "application/json"  },  body})
{
  "status": true,
  "message": "Invoices processed successfully.",
  "response": [
    {
      "id": 14736,
      "invoice_type": 7,
      "invoice_sub_type": 3,
      "token": "8417599096009484213",
      "access_key": "96W66QR9",
      "split_access_key": "SP96W66QR9",
      "merchant_id": "84",
      "reference_number": "8849404",
      "amount": "150.000",
      "service_charge": "0.000",
      "payment_method": [
        "1",
        "2"
      ],
      "discount": "0.000",
      "description": "test",
      "sms_response": "",
      "invoice_status": 0,
      "subscription": null,
      "sms_status": 0,
      "url_status": 1,
      "visited_count": 0,
      "country_id": 11,
      "created_id": 84,
      "language": "en",
      "expires_at": "2026-12-12",
      "attachment": "",
      "url": "http://demo.hesabe.com/s/96W66QR9",
      "spliturl": "http://merchant.hesbstaging.com/sp/SP96W66QR9",
      "created_at": "2025-10-08 10:46:40",
      "updated_at": "2025-10-08 10:46:40",
      "en_sms": "",
      "ar_sms": "",
      "customer": {
        "name": "Mohammed",
        "email": "test@gmail.com",
        "phone_number": "96566666666"
      },
      "created_by_merchant": {
        "id": 84,
        "name": "test"
      },
      "products": [],
      "transaction": null
    }
  ]
}
{
  "status": false,
  "message": "Request not found, Please verify the request data",
  "response": null
}
{
  "message": "Internal server error occurred"
}