Largest E-Payment Service Provider In Kuwait
Build payments into your business with Hesabe APIs.
Complete payment gateway solution for the Middle East. Integrate once, accept payments everywhere - across local and global payment methods.
From Kuwait to the world, power seamless, secure, and scalable payments with Hesabe.
- 99.9%
- Uptime
- <2s
- Response Time
- 24/7
- Support
Integration platforms
Platform
Built for local and global payments
Native KWD support, local debit via KNET, and international card networks - all certified to PCI DSS standards.
- Local Currency
- ๐ฐ๐ผ KWD
- Local Payment Gateway

- International Cards



- Security
- PCI DSS
Accepted methods
Payment gateways Hesabe supports
Local debit, international cards, and wallets โ one integration surface for checkout in Kuwait.
KNET
Apple Pay
Visa / Mastercard
AMEX
Google Pay
Samsung PayLifecycle
How a payment moves
From customer checkout to network authorization โ then confirmation back to your application via enquiry or webhook.
- CustomerInitiates checkout
- MerchantCalls Hesabe API
- Hesabe APIAuth ยท encrypt ยท route
- GatewayPayment processing
- NetworkKNET ยท Visa ยท MC ยท AMEX
- ConfirmedWebhook + enquiry
Products
Services Hesabe offers
Invoices, payment gateways, POS, subscriptions, multivendor settlement, and e-commerce โ one platform for merchants across Kuwait.
Send payment links via SMS, URL, or email โ no checkout page required.
Accept KNET, Visa, Mastercard, AMEX, Apple Pay, Google Pay, and Samsung Pay.
In-store terminal payments with real-time authorization and settlement.
Automate recurring billing cycles with flexible plans and retry logic.
Split a single transaction across multiple vendors in one API call.
Pre-built plugins for WooCommerce, Magento, Shopify, and OpenCart.
Set per-sub-merchant rates and commission rules at the transaction level.
Tokenize cards for one-click repeat payments without re-entering details.
Redirect customers to a Hesabe-hosted, PCI-compliant payment page.
SDKs & kits
Select Your Integration Path
Ready-to-use SDKs and plugins for languages, mobile, and e-commerce platforms.
Programming Languages
Direct API integration for custom applications
Mobile & Frontend
Native and cross-platform mobile solutions
E-commerce Platforms
Plug-and-play integration for popular platforms
Workspace
Tools you use every day
Documentation, reference, kits, sandbox credentials, and webhook delivery โ structured like a developer workspace, not a brochure.
Step-by-step guides covering every integration flow from setup to go-live.
Full REST endpoint catalog with request schemas, responses, and error codes.
Pre-built libraries for PHP, JavaScript, Python, .NET, iOS, Android, and Flutter.
Isolated test environment with dedicated credentials and simulated payment flows.
Receive signed event callbacks for payment success, failure, and refund notifications.
Merchant login API that issues short-lived access tokens and refresh tokens.
AES-256 payload encryption library to secure checkout request and response bodies.
Standardized status codes and result messages for every API response scenario.
Direct access to Hesabe engineers for integration questions and production issues.
Trust
Security as part of the protocol
Merchant authentication, encrypted payloads, isolated environments, and PCI DSS certified processing. Reliability is operational, not decorative.
Read authentication & access keys โRegulatory
Hesabe is an approved payment gateway from the Central Bank of Kuwait
Licensed for electronic payments and settlements โ serving merchants across Kuwait.